Property owners in Southern California who’ve lost their fire insurance, or those who have been denied coverage, could be in for some much-needed relief.
Strategic partnerships may fix insurance nightmares
Recently, Mighty Fire Breaker LLC, headquartered in Oceanside, CA, initiated several strategic collaborations that tackle the way wildfires affect homeowners’ access to fire insurance. These connections with insurance underwriters will potentially bring coverage back to properties deemed uninsurable by many carriers. More fire defensive and thus more insurable homes may mitigate fire risks, damages and replacement costs for many.
Proactive mitigation of wildfires, combined with a remotely activated system designed for communities and individual properties, creates a fire-hardening model. These are the elements at the heart of this mighty collaboration. And to drill down even deeper, it’s the Mighty Fire Breaker product, CitroTech®, and its application which is at the core of the joint venture. CitroTech® is the only designated fire inhibitor recognized as an EPA Safer Choice. It also has earned the UL GREENGUARD GOLD certification, meeting green buildings’ emissions’ criteria.
SoCal lumber veteran invents fire-defense gamechanger
Ted Ralston, CEO of Mighty Fire Breaker shared, “We are helping homeowners regain access to quality coverage.” It’s the new reality and long-held vision that Mighty Fire Breaker technology inventor, Steve Conboy, has worked toward for years: uniting an effective fire-defense system, that safeguards the homeowner’s investment, with comprehensive insurance coverage. The collaboration also promises to spur potential market movement built on the ability to insure properties that many carriers have previously declined coverage.
Insurance + CitroTech® gives homeowners peace of mind
Similarly, Robert Feldman, CEO and Founder of WOWS Insurance, recognizes the economics of insuring properties with the looming threat of wildfires. Feldman notes, “There is a growing demand for science-backed wildfire protection.” With premiums going through the roof and property owners losing coverage, it’s clear that the industry needed to come up with viable solutions.
What is MFB-31 CitroTech®?
It’s a biodegradable, environmentally friendly product that acts as a fire-defensive agent.
It’s listed on the EPA Safer Choice Ingredients List.
It’s the key to bringing insurability back to uninsured properties, with its whole-house and surrounding-property application.
The “how” of Mighty Fire Breaker CitroTech®
The partnerships between insurance carriers and Mighty Fire Breaker are true achievements for Steve Conboy, the MFB founder. His product, CitroTech® liquid fire inhibitor, is a non-toxic, environmentally friendly chemical that when applied forms a potassium-based coating that protects the home and its vegetative surroundings from both the ignition of fire and the spreading flames.
Ignition, Flame & Smoke Prevention
During a wildfire, when hot embers reach the CitroTech®-protected structure and its surrounding vegetation, the previously applied coating serves as a shield of defense and impedes the fire from spreading, thus lessening the resultant smoke production. This innovative, safe-for-human-contact product effectuates these positive outcomes through a well-researched chemical process.
Interestingly, Steve Conboy initially developed CitroTech® for use in new construction and building developments in fire-prone regions. However, from the outset, Conboy equally intended for CitoTech® to be a fire-defensive application with broad use around already existing fire-susceptible properties. Currently and continually, Steve is moving evermore toward his initial goals that benefit homeowners across California and the nation.
CitroTech® is an EPA Safer Choice recognized product
With a nod from the EPA Safer Choice Program, Mighty Fire Breaker MFB-31 CitroTech® is a biodegradable, environmentally friendly, nontoxic formulation. It consists of benign chemicals that are found on the EPA Safer Choice Ingredients List. CitroTech® is the first biochemical liquid of its kind that inhibits and retards fires. Because it offers homeowners an opportunity to defend their homes against fire and property destruction, it’s a product that promises to bring peace of mind and insurability of investment back to homeowners.
MFB-31CitroTech® receives a thumbs up from fire officials
CitroTech® is a preventative product that becomes a defensive protection in and around the home’s structure, when applied to the exterior and on surrounding vegetation. Current firefighting efforts require 90% more water to battle flames than is necessary for CitroTech®-defensive locations. It’s a liquid fire-inhibitor that both fire chiefs and fire marshals alike, across the country, recognize as an effective firefighting agent.
The Mighty Fire Breaker application process uses a variety of spray-on methods to activate the protective coating. Some of those methods include: a mobile backpack atomization process, an application via an installed sprinkler and tank system and other types of spraying equipment.
A game-changing, winning collaboration for anxious homeowners
As Mighty Fire Breaker increases collaborations with insurance carriers, homeowners are certain to take notice. Importantly, the MFB proactive process allows property owners to defend their investment and personal belongings against the threat of wildfires in innovative ways. The nontoxic, biodegradable product amounts to a gamechanger in the residential fire-defensive industry. The restored insurability of homes treated with CitroTech® is likely to bring a renewed confidence to home ownership in fire-prone areas.
For more information please visit CitroSafe.com.
Fire Defense & Insurance Unite—Benefiting Homeowners
By María Felicia Kelley — @socalspotlight 31 July 2025
Writer, Publisher, EP – SoCal Spotlight | Real Estate Advisor, The Nuevo Group
we.shine@lis.cbw.mybluehost.me | maria@nuevo-realestate.com
Copyright © 2025 by María Felicia Kelley | SoCal Spotlight
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